Best ever definition of insurance in today's time

  • Definition of insurance and types of insurance 2022


Definition of insurance and types of insurance

Hello friends, you are warmly welcome to our blog, in today's post we are going to tell you the complete information related to insurance in detail. We are going to tell you all the information about the types of insurance and the definition of insurance with complete details in today's post. If you want to know the definition of insurance and types of insurance, then you have to follow our post properly so that you can get all the information related to insurance through this post.



 • What is the definition of insurance?


Insurance is a facility in which any insurance company gives you a guarantee to pay compensation for any kind of damage caused by your property like accident, illness, death, etc. Insurance is necessary for all the individuals because this insurance company gives the insurance to the family member for protection after the accidental death of the person.

 

Which is the compensation given to the family by the insurance company for the support of the family, in the form of medical protection, if a situation of need arises for any person, in such a situation, you can get money from the insurance company.


 • How many types of insurance are there?


Friends, for your information, let me tell you that there are two types of insurance, firstly life insurance i.e. life insurance and second non life insurance non life insurance friends, now you must have understood the meaning of both of them and we will tell you further information in detail. are the ones.


1) Life Insurance


First of all we talk about life insurance is a contract between the life insurance holder and the concerned companyUnder life insurance, the insured pays the premium so that on the contrary, if the company gives money to the customer in the event of any accident, the goal of life insurance is to give financial security to a person. Life insurance is a process that can cover many of your risky activities.


In this company, this life insurance is given to you in case of any accident like premature death, illness and during retirement, during untimely death. Now friends, you must have understood that what is life insurance, now we talk about non-life insurance so that you can understand about it in a better way.


2) Non Life Insurance


Friends, the name of this life insurance, we can also call it general life insurance, it is such a method of insurance, under which you are provided with a full amount by the insurance company in case of loss and damage of any item. Although it gives protection to the insurance sector at a large level, the general insurance gives protection only for 1 year till the general. In return also takes a free amount from you at once. It is mainly used for property damage, accident and death or crop damage, insurance of vehicles etc.


 • Pradhan Mantri Jan Dhan Bima Yojana!


Friends, now let's talk about the successful Prime Minister of India i.e. Honorable Narendra Damodardas Modi, on 28 August 2014, it was started as a national mission for inclusion of Pradhan Mantri Jan Dhan Yojana. The objective of this mission is to ensure access to financial services such as credit, insurance, pension and more, remitted to savings and deposit accounts in an affordable manner.


Friends, the main objective of this scheme created by the successful Prime Minister Narendra Modi ji should be to ensure one bank account per family, this program has been implemented by the Ministry of Finance.


Friends, now we will talk about what is the benefit to you people from this scheme made by the Prime Minister, we are going to tell you complete information about this benefit below, you have to follow our information properly.


 • What are the benefits of Pradhan Mantri Bima Yojana?


Under this scheme, if you deposit money here, you are given interest on that money and accident insurance up to one lakh is given. No minimum balance is required Accident insurance cover of one lakh, easy transfer of money to any state anywhere in India, direct transfer from beneficiary account of government scheme, and you will get the benefit of Pradhan Mantri Suraksha Bima Yojana, under this scheme e.t.c.


This scheme linked to your life protection is being seen as an accident insurance scheme in which many people will be provided with Pradhan Mantri Suraksha Bima Yojana at a monthly premium of ₹ 12. If under this scheme, insurance cover will be provided even in the event of death and permanent disability due to accident.


In this scheme made by the Prime Minister, an insurance cover of one lakh will be provided, which will be given in case of permanent disability. For this scheme, it is available to the individual for a minimum age of 18 years and up to a maximum age of 70 years. The premium amount for initial experiences under this plan is also certain to increase. But its special thing is also that the premium amount will not be increased from 3 years ago.


 • Conclusion


Friends, in today's post, you have to know that what are the types of insurance and what is the definition of insurance. Here we have told you both the methods in a very detail way, as friends, we have told you in the above post.

That there are two types of insurance, one is life insurance and the other is non-life insurance, you can get both insured. If you like our post then don't forget to share it with your friends. If you have any complaint regarding this post of ours, then you can ask us by commenting in the comment box


Best ever definition of insurance in today's time Best ever definition of insurance in today's time Reviewed by Mr.Avi on February 20, 2022 Rating: 5

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